With the low income during unemployment, a debt trap is often inevitable. Often a small loan without Schufa for the unemployed is the only way out, to protect oneself from mountains of debt and to pay off accumulating bills, to make important new purchases or to be able to carry out repairs.
But the audition at the bank or a state-owned lender is hopeless and always leads to unemployment in the absence. For the lender, the only thing that counts is the creditworthiness of the customer, not a living condition or even the situation of necessity. To protect yourself from financial risk and avoid falling into the debt trap, you can find a small loan on the free financial market without Schufa for the unemployed and make all the necessary purchases or pay high bills.
Compare and save costs
In order to find a suitable microcredit without Schufa for the unemployed, it is advisable to compare different offers and to be able to exclude too expensive or less flexible loans directly. Under no circumstances should you decide on the first loan and assume that you can be happy when you are unemployed to receive a loan. Many private lenders and foreign banks are providing a non-Schufa microcredit for the unemployed, creating a basis for avoiding debt and settling even low-income bills and making new purchases.
In order not to pay too much or to choose less flexible contractual conditions, the free online comparison makes it possible to bring transparency into all offers and thus make a decision based on sound knowledge and comprehensive information.
Secure the loan
Even if unemployed people get a loan on the free financial market, that does not mean that collateral for the lender is waived. Since a small loan without Schufa for the unemployed can not be secured with the own creditworthiness, lenders accept different things for the security and deposit with approval. Property, but also guarantees or the liability of a co-applicant are ways to obtain a loan in the desired amount.
There are no long waiting times from the application to the payment to be accepted. The permit is issued within 24 hours. The payment will also be promptly initiated and can therefore be ordered after 7 days of the statutory waiting period. In the area of online credit, credit rating is irrelevant and makes it possible for applicants with negative credit ratings, without work or without assets as collateral to have the same chances of obtaining a loan as applicants who can vouch for their creditworthiness.